What Is Your Estate Plan?
The late George Steinbrenner, former owner of the New York Yankees, is joked about as having had one of the ...
The “Perfect” Financial Plan
In his 2005 commencement address to the graduating class of Stanford, Steve Jobs shared many powerful messages, but one that ...
Life and Disability Insurance – What You Need to Know
As we discussed in our previous post on insurance, the main purpose of insurance is to protect against specific risks ...
5 Reasons Why 529 Plans Are Great for College Savings
Looking at college projections for your children (particularly if they are young) can raise the blood pressure of even the ...
The Math of Financial Independence – What is Required to Achieve It?
We define financial independence as the point when you can sustain the lifestyle you want based on the wealth you ...
Pursuing Financial Independence
The traditional approach to retirement has been to put your head down and work hard until your mid-60’s, at which ...
5 Key Financial Habits to Develop Early in Your Career
At this point in January, many well-intentioned New Year’s resolutions have already fizzled out, allowing old habits to reassert themselves ...
What Types of Insurance Do You Actually Need?
When it comes to managing your personal finances, we recommend focusing on what you can control and planning around the ...
What To Do With Your Cash Flow: Save, Spend, Invest, or Pay Down Debt?
Think of your cash flow (income minus taxes and other fixed expenses) as a pitcher of water and the various ...
Physician Employment Contracts: More Than Just Salary and Bonus
Receiving a new employment contract is an exciting life event. For established physicians, it signifies change and new opportunity, while ...
What You CAN Do in Volatile Markets
For many people, it’s easy to dismiss the advice that you should “just sit tight” during periods of market volatility ...
Early Thanksgiving Gratitude List: Volatility
For investors accustomed to the relatively consistent upward march of the S&P 500 over the past few years, the recent ...
6 Things You Must Understand to be a Successful Investor
Many people think investing is a complex code to be cracked or an activity that requires advanced degrees to achieve ...
Student Loans: The Elephant in the Room
There is a societal image of doctors being “rich,” with income enough to afford large homes, luxury cars, and exotic ...
Transitioning to Retirement – Now What?
The transition from the saving/accumulation phase to the spending/distribution phase that often accompanies reaching financial independence is a lot like ...
Am I Saving Enough?
At a party thrown by a billionaire on Shelter Island, author Kurt Vonnegut informs his pal, Joseph Heller, that their ...
The American Dream
The rent versus buy debate for housing is an emotional one with passionate advocates on both sides. From the perspective ...